Intro
Welcome to the Home Insurance Basics pillar. This section is your starting point for understanding how to protect your home with the right insurance coverage. Here, you’ll find plain-English guides on what’s covered, how different parts of a policy work, and how to choose coverage that fits your needs. Whether you’re new to homeownership or just reviewing your current policy, these resources will help you feel confident about your home insurance choices.
Sub-Pillars
- Homeowners Insurance Coverage Explained
- Dwelling Coverage Basics
- Other Structures Coverage
- Personal Property Coverage
- Loss of Use Coverage
- Liability Coverage for Homeowners
- Medical Payments Coverage
- Named Perils vs Open Perils
- Replacement Cost vs Actual Cash Value
- Home Insurance Deductibles
- Home Insurance Exclusions
- Endorsements and Policy Add-Ons
- Home Insurance Claims Process
- Home Insurance Costs and Premium Factors
- Choosing the Right Home Insurance Policy
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