Auto Insurance Basics

Intro
Welcome to the Auto Insurance Basics pillar. This section is your starting point for understanding how auto insurance works, what different coverage types protect, and how deductibles, limits, and state requirements affect your policy. Whether you’re a new driver, purchasing insurance for a new vehicle, or reviewing an existing policy to reduce costs without creating coverage gaps, these guides will help you make confident decisions.

Sub-Pillars

  1. Auto Liability Coverage Explained
  2. Collision Coverage Basics
  3. Comprehensive Coverage Basics
  4. Uninsured Motorist Coverage
  5. Underinsured Motorist Coverage
  6. Personal Injury Protection (PIP)
  7. Medical Payments Coverage for Auto
  8. Auto Insurance Deductibles
  9. Auto Insurance Policy Limits Explained
  10. Replacement Cost vs Actual Cash Value for Vehicles
  11. Named Driver vs Permissive Use Coverage
  12. Auto Insurance Claims Process
  13. How Accidents Affect Auto Insurance Premiums
  14. Auto Insurance Discounts
  15. State Auto Insurance Requirements

Related Guides:

Insurance Basics HQ